How Do I enroll or make changes to retirement plans?

(Revised 7/16)

Important Note Regarding Effective Date of Retirement Plan Enrollment or Changes:

If you are paid on monthly, your requested retirement action will be effective today. Depending on the payroll processing date, you may not see this change reflected in your current month's paycheck. If the requested change for your 403(b) Base Retirement Program contribution is not reflected in the current month's paycheck, you will see an adjustment in the next month's paycheck.  

If you are paid bi-weekly, your requested retirement action is effective today. You will see the change reflected in the paycheck for the pay cycle that includes today's date. This may not be your next paycheck.

Enroll with New Investment Vendor

The following steps and tutorial are provided to assist you in enrolling in a retirement plan.

  • Access the EBS Portal.  
  • Login with your MSU NetID, password and two-factor authentication.
  • Select the "Retirement/Health Savings Account" link and complete the process.
  • You will receive an email confirmation upon completion of the retirement enrollment process in EBS.
  • MSU will automatically provide the necessary information to the investment vendor, with your first contribution, to open your MSU account. The investment election will default to an age appropriate Target Date Retirement Fund.
  • You will need to access your account with the vendor to name your beneficiary(ies). 
  • If you prefer, you can open the account yourself, select your investment elections and name your beneficiary(ies) by choosing the appropriate investment vendor microsite to enroll. 

Change Contribution Percentage, Change Investment Vendor or Cancel Contribution

  • Access the EBS Portal.
  • Login with your NetID, password, and two-factor authentication.
  • Select the "Retirement/Health Savings Account" link and complete the process.
  • Employees who are mandatory for the 403(b) Base Retirement Program are not permitted to cancel. To view mandatory criteria, please see the Eligibility Chart.

Need Help to Enroll or Make Changes?

For assistance with enrolling or making changes, click the question mark "?" for help on any page in EBS, or see the EBS Help Homepage.

Change Your Investments (Allocation)

Investment Elections (allocations) may be changed at any time directly with your investment vendor.  You investment vendor will provide access to your account online or you may contact their customer service center.