403(b) Supplemental retirement program
MSU offers a voluntary, tax-deferred 403(b) Supplemental Retirement Program (SRP). This program is funded entirely by employee contributions on a pretax basis. Your contributions are deducted from your salary before taxes are taken out. You also pay no taxes on the earnings in your 403(b) SRP until you withdraw funds from the account. You may enroll in the 403(b) SRP and change or cancel the amount of your contribution at any time.