BCN is a Health Maintenance Organization (HMO), which means you select and work closely with a primary care physician to manage your care. Deductibles, coinsurance, and prior authorization requirements may apply.

Highlights of the plan:

• Lower monthly premium cost (see Monthly Premiums below).
• Access coverage with BlueCard when traveling out-of-state and Blue Cross Blue Shield Global Core for traveling outside of the U.S.
• Plan does not require a referral, but some services are subject to prior authorization.
• You must choose a primary care physician.

You may view the Health Plan Coverage Comparison for more information.

2026 Plan Year: The in-network deductible is $175/individual and $350/family. The out-of-network deductible is $500/individual or $1,000/family. After meeting the deductible, a 20% coinsurance may apply up to the out-of-pocket maximum. The out-of-pocket maximum is $3,000/individual or $6,000/family. You may view the Health Plan Coverage Comparison for more information.

2027 Plan Year: Updates, if any, will be available this fall.

You are automatically enrolled in prescription coverage through CVS Caremark when you enroll in the BCN plan. 

Visit the Blue Care Network webpage or call 800-662-6667 to ask questions or find a provider.

Annual Year Appointment Definition: A full year assignment of duties and responsibilities, including periods of annual leave and paid holidays.

Academic Year Appointment Definition: A full 12-month period with a nine-month assignment of duties and responsibilities.

The following monthly premiums are to add a sponsored dependent to your health plan. This premium is in addition to employee premiums. A sponsored dependent must be related to you by blood, marriage, or legal adoption, a member of your household, and dependent on you for more than half of their support. The dependent must meet the IRS dependency test.

The following monthly premiums are to add a non-adopted grandchild, niece, nephew, or ward through legal guardianship (age 23 to 25) to your health plan. This premium is in addition to employee premiums. The dependent must meet the IRS dependency test.