The Delta Dental plans typically allow more freedom in selecting service providers and services performed. Delta Dental offers hundreds of participating providers and allows you to seek care from both participating and non-participating providers. However, you may incur additional costs if you use a non-participating provider. 

Delta Dental Base Plan: This coverage includes a 50% copay on all services, $600 annual maximum, and $600 lifetime orthodontic maximum for children up to age 19. 

Delta Dental Premium Plan: This coverage includes additional services such as sealants and adult orthodontics, and provides a higher level of coverage for many dental services. There is 100% coverage for diagnostic and preventative services, a $2,000 Annual Maximum and a $2,000 Lifetime Orthodontic Maximum (per member). Importantly, diagnostic and preventive services do not apply to the annual maximum.

• Review the Dental Plan Coverage Comparison for more information on copays and annual maximums.
• Delta Dental Group Number: 11496

Please use the following tools and resources to learn more about the Delta Dental plans:

• Delta Dental Group Number: 11496
• Review the Dental Plan Coverage Comparison for more information on copays and annual maximums.
• Delta Dental Cost Comparison Tool: This Excel tool helps you decide if the Delta Dental Base or Premium plan is more cost effective. This is an illustrative tool to show how the plans might compare under varying circumstances and results are not guaranteed. 
• Delta Dental Brochures

Visit the Delta Dental Website or contact customer service at 800-524-0149.

Annual Year Appointment Definition: A full year assignment of duties and responsibilities, including periods of annual leave and paid holidays.

Academic Year Appointment Definition: A full 12-month period with a nine-month assignment of duties and responsibilities.

Enrollees select a participating Primary Care Dentist in a Dental Maintenance Organization (DMO). Their primary dental care is provided by that dentist only at locations and by dentists who participate in the plan. Although the choice of providers is limited, the DMO tends to cover a greater range of services at lower co-pays and does not have an annual maximum.

If you plan to enroll in the Aetna Dental Base Plan or Aetna Dental Premium Plan, please verify that the dentist you want to use accepts “Aetna DMO” rather than just “Aetna” to avoid rejected claims.

• Review the Dental Plan Coverage Comparison for more information on copays and annual maximums.
• Aetna Dental Group Number: 619318

 Please use the following resources to learn more about the Aetna plans:

• Aetna Dental Group Number: 619318
• Review the Dental Plan Coverage Comparison for more information on copays and annual maximums.
• Aetna Brochures

Visit the Aetna Website or contact customer service at 877-238-6200. For questions about eligibility, please contact MSU Human Resources at 517-353-4434 (toll free: 800-353-4434) or SolutionsCenter@hr.msu.edu. 

Annual Year Appointment Definition: A full year assignment of duties and responsibilities, including periods of annual leave and paid holidays.

Academic Year Appointment Definition: A full 12-month period with a nine-month assignment of duties and responsibilities.