MSU Human Resources >> News feeds >> 2018 IRS Retirement Plan Contribution Limits

2018 IRS Retirement Plan Contribution Limits

The IRS recently announced the retirement plan limits for 2018.  Please be aware that:

  • The annual employee contribution amount increased to $18,500 from $18,000 for 403(b) and 457(b) plans.
  • The age 50 catch-up contribution amount stayed the same and is $6,000 for 403(b) and 457(b) plans.

If you would like to contribute as much as you can, we provide a tool to assist you in maximizing your contributions to the annual IRS limit. There is a display in EBS that shows the remaining amount of retirement contributions you have available before reaching one of the limits, and the equivalent percentage of your pay to help you spread that out for the year.  (If you are an Academic Year faculty or academic staff employee, or a Voluntary 403(b) Base participant age 50 and over, contact Human Resources for further assistance in calculating your maximum contribution percentage.)

To learn more about the different types of retirement accounts offered and the retirement vendors and investments available, please review the online MSU Retirement Plans Enrollment Guide.

Our retirement plan web pages provide the following additional information online:

For assistance or questions, please contact Human Resources via email at or by calling 517-353-4434.