Summary of benefits and coverage (SBC)
The Affordable Care Act (ACA) requires that health plans and employers, that provide self-insured plans, provide comparative information to consumers on health plan options. In order to help consumers compare various plans that may be available to them, Summary of Benefits and Coverage (SBC) documents (like the ones provided on this page) are laid out in a specific format and include specific groupings of information determined by the ACA.
The following SBC documents are available for health plan options MSU makes available to faculty, staff, and retirees. Not all individuals are eligible for all plans. If you have questions about what plan(s) you may be eligible for, please contact MSU Human Resources.
Aetna Health
Graduate Assistant (GA) Plan Version 2024-2025
Student Health Insurance Plan (SHIP) Version 2024-2025
Blue Care Network (BCN)
Active Faculty and Academic Staff (FAS) Version 2025 | 2026
Active Support Staff (SS) Version 2025 | 2026
Blue Card Out-of-State
Community Blue PPO
Active Faculty and Academic Staff (FAS) Version 2025 | 2026
Active Support Staff (SS) Version 2025 | 2026
Consumer Driven Health Plan (CDHP)
MSU Medicare Advantage Plan - Humana
Prescription Benefits Summary 2025 | 2026
MSU Non-Medicare Plan - Personify Health
Additional Information
You can find additional information on these health plans, including eligibility guidelines and rates, in MSU's Enrollment Guides:
2027 Plan Year:
- 2027 MSU Faculty and Academic Staff Open Enrollment Benefits Guide
- 2027 MSU Support Staff Open Enrollment Benefits Guide
- 2027 MSU Retiree Open Enrollment Benefits Guide
2026 Plan Year:
- 2026 MSU Faculty and Academic Staff Open Enrollment Benefits Guide
- 2026 MSU Support Staff Open Enrollment Benefits Guide
- 2026 MSU Retiree Open Enrollment Benefits Guide
2025 Plan Year:
- 2025 MSU Faculty/Academic Staff Open Enrollment Benefits Guide
- 2025 MSU Support Staff Open Enrollment Benefits Guide
- 2025 MSU Retiree Benefits Open Enrollment Benefits Guide
We've requested accessible versions of website documents from vendors. If you have difficulty reading any documents, contact the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu.
