Blue Care Network

Blue Care Network (BCN) is a health plan option available to full-time and part-time benefits-eligible MSU Faculty and Academic Staff (FAS) and Support Staff (SS). BCN is a Health Maintenance Organization (HMO), meaning that enrollees will select and work closely with a primary care physician (PCP) to manage care. MSU members can seek services from both in-network and out-of-network (non-contracted) providers. Deductibles, co-insurance, and prior-authorization requirements may apply in some circumstances. Members have access to BCN’s statewide network through www.BCBSM.comor by calling 800-662-6667.

The 2026 plan year, in-network deductible is $175 per individual and $350 for the family, per calendar year. After meeting the deductible, a 20% co-insurance may apply, up to a maximum out-of-pocket cost of $3,000 individually or $6,000 for the family, per calendar year. 

The 2026 plan year, out-of-network deductible is $500 per individual and $1,000 for the family, per calendar year. A majority of the services are subject to a 20% co-insurance after meeting the deductible, up to a maximum out-of-pocket cost of $3,000 individually or $6,000 for the family, per calendar year.   

BCN Vendors

This contact information below is provided in case you have an issue as you use services.

VENDOR	RESPONSIBILITY
eviCore healthcare	Select radiation therapy services.
eviCore healthcare	Physical (PT), occupational (OT) and speech (ST) therapy services, or physical medicine services by chiropractors.
Turning Point	Musculoskeletal services and pain management.
Northwood Inc. 800-667-8496 800-393-6432 (Provider inquiry)	Provider for all diabetic supplies and durable medical equipment (DME). *J & B Medical Supply is part of the Northwood provider network and can continue to be utilized for outpatient diabetic supplies.
Joint Venture Hospital Laboratories 800-445-4979	Outpatient laboratory services.
Carelon	Select cardiology and radiology services.
OncoHealth	Medical oncology and supportive care drugs.