Self-Insured Plans: Your Choices Make a Difference
This is where you come in – when you are covered through a self-insured medical plan, it’s critical to recognize that your health care buying decisions can make a big difference. MSU is paying employees’ claims with our collective dollars, and you can take steps to manage costs, while at the same time, receiving the care you need.
- Take some time to understand how your benefit plan works. The health care terms glossary within this site explains key benefit plan and medical insurance terms and features.
- Be aware of the costs of the services you select – not just your share, but what MSU is paying for your claims as well.
- If you face a health care challenge, know your alternatives for treatment. Participate in active discussions with your doctor, and use your plan’s and MSU’s many tools and resources to better understand and manage your health care needs. Health Resources within this site explains the many resources available to you within and outside of MSU.
- Commit to making healthy choices every day to reduce the need for medical solutions to lifestyle-driven problems. How You Can Help and Health Resources within this site provide information regarding the steps you can take to manage your health and lifestyle choices.
How we as individuals choose to approach these decisions in the future will support the University’s ability to maintain affordable health care benefits for faculty, staff and retirees in the future.
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