Benefits

Community Blue (PPO)

Community Blue is a Preferred Provider Organization (PPO) and allows you to choose whether you receive health care services from a Community Blue PPO physician (in-network) or to choose any physician (out-of-network).  There is a nationwide network of participating PPO physicians and hospitals that allow you to choose any physician in the network without requiring a referral from a primary care physician.  Choosing an in-network provider allows members to seek up to $250 per member in preventive services per calendar year.  Preventive services are not a benefit when provided by a non-PPO provider.    For out-of-network services, there is a $250 calendar year deductible per person or $500 per family with higher out-of-pocket costs, usually a 20 percent copay.  To access a listing of PPO participating providers go to BCBSM.COM or contact your MSU Dedicated Customer Service Unit at 1-800-322-4447.

Coverage and Eligibility Information - MSUNet ID required